Building Client Relationships

• Mission & Approach to Client Service
• Fee-Based Services

Client Service Principles

• Personal Service
• Conservative Management
• Flexibility
• Diversity of Asset Classes
• Affordable Fees

Investment Strategy

• Stock Selection
• Bond Investing
• Your Asset Growth

How We Work With You

• Investment Management Process
• Fees
• Principals & Board of Directors

Conservative Management

ICM Views Conservative Wealth Management as having a strong fiduciary sense of conservatism in managing the assets you entrust to us.  This includes:

• Ensuring that investment opportunities are prudently diversified and balanced against risks.
• Maintaining a disciplined approach to a number of investment options--fixed, balanced, or growth--emphasizing three basic investment strategies:
• Consistent rate of return, managing through down market years and capitalizing on opportunities in the up year
• Preservation of capital, maintaining the purchasing power of assets after adjustment for inflation
• Continuous sensitivity to risk

The result for ICM clients:  We stay in control, managing to the predictable results we outlined with you, while navigating through opportunistic and challenging times.